A Credit Judgement Destroyed My Credit. Don’t Let this Happen to You.

A judgement on your credit report will destroy your credit history and lower your score by up to 250 points! I saw my score plummet several hundred points.

I had no idea how important your credit score was until I tried to apply for an auto loan. My score was at an all time low of 501!!!

A Credit Judgement is public record, meaning the details are viewable by the general public. A judgement is entered against you when you have not paid or resolved some debt. If you have past debt, it may be haunting your credit reports.

A judgement not only demonstrates to creditors that you won’t pay, but that you can’t be trusted to lend to or do business transactions with. It’s placed on your credit report as a “civil judgement” or “judgement”.

Here is an example of what a judgement will look like on your credit report. Having one of these is extremely detrimental to your ability to get decent financing.

Here is what loan agents were able to see when they pulled my credit report. A big stinking $5,847 judgement against me. No one was willing to give me an auto loan after seeing this.

Judgement Facts You Should Be Aware Of:

• A Judgement remains on your credit for 10-12 years
• Your assets could be seized by creditors and sold on the cheap at a public auction
• Court and creditors can attach a lien on your home and property
• Your wages could be garnished. They take money directly from your bank account – no matter how much financial pain this causes!

Don’t Panic If you Have a Judgement Against You. There Are Steps You Can Take to Avoid Permanent Damage.

If you see a pending judgement on your credit report, or you’ve been served with papers or notified there is a pending judgement, don’t panic. The first thing you should do is ensure that you actually owe the debt and check the statute of limitations in your state. It’s possible that the time has run out for the creditor to file, which invalidates a pending judgement.

But if you’re like me and spending hours on the phone or writing letters does not appeal to you and you’d rather spend time with your family, then listen up. I’ve looked up the companies on the BBB, compared prices and services, read the credit blogs, and talked to my friends. I’ve done the legwork for you. As a matter of fact, I know six people that have used them and rave about what they’ve been able to turn around.

FYI: If anyone tells you that credit repair is illegal or asks for fees up-front, then beware because it may be a scam. In all of my research, I found lots of shady credit repair companies that require thousands of dollars in up-front fees before initiating work. Stay away from those companies!

I highly recommend Lexington Law if you’re looking to remove a judgement or any other item that is bringing down your credit score. Start by visiting their site (Lexingtonlaw.com) like I did and call their toll-free number for a free consultation. The lady I spoke with was really nice and answered all of my credit questions. She even asked me what my goal is. I told her, I needed to replace the beater car my family was driving for something more reliable. She was confident that they could help – and they did! I’ll show you my actual letters and credit score charts to prove that this is legitimate and can work.

Here is what Lexington Law was able to do for me in only 30 days!

I got this letter in the mail stating the civil judgement, collection, and charge-off were all deleted from my credit file. There is no way I would have gotten results like this on my own!

When I was first researching Lexington Law, I saw the stats they report on their site and thought that's a lot of deletions. But now, after seeing the results myself and living the outcome, I realize more how important every single one of these deletions mean to people just like me trying to make things right. I can't even imagine how many people the lawyers at Lexington have helped.

Lexington Law helped me get back on track by removing my credit report judgement and collections. My score has gone up significantly since the judgement was removed. After a few months of service, I was able to get financing for a new car. I feel so much better knowing my family has a new car to rely on.

My score went from a grade F to grade A in a matter of months thanks to the lawyers at Lexington Law. I felt like I had a credit mole on the inside helping me with my score.

If you’re struggling with a judgement and need immediate help, then I recommend you call the toll-free number on the Lexington Law website and get some free help with their consultation offer. At a minimum you can get some credit answers with no strings attached. Give them a ring and discover secrets to legal effective dispute methods.

Get Immediate Help Removing Your Credit Report Judgment!