If you found that a judgement has been placed on your credit report, then surely you have asked whether you can have a judgement removed from a credit report.
First, let’s start with the basics: Judgments are legal documents signed by a judge in a court of law, which states you are in default of a loan or other financial instrument. The judgment gives the creditor leverage in order to collect on a debt you owe. It puts them ahead of anyone else to whom you may owe money.
This includes any government agency, which encompasses student loans, child support, income tax and mortgages. Judgments are usually not reversible unless they have been filed in error. In some cases, the judgments have been stayed (removed) due to faulty information or incorrect filing.
If the judgment has been removed, it is up to the debtor to have it removed from their credit report!
In other words, YOU need to take steps to remove or vacate judgement from your credit report…and YES almost any judgements can be legally removed.
One of the ways to do this is to do it yourself, by contacting the three credit bureaus that monitor your credit. Equifax, Trans Union and Experian are the major ones in the United States. And file a credit dispute. This can be time consuming and extremely frustrating.
You would be better off by contacting the professionals at Lexington Law Firm, who are experts in credit repair. These are the same guys that I used. It was very affordable and a true bargain considering they deleted my credit report judgment and performed a credit clean up.
Act Now and Get a Free, No Obligation Credit Consultation by Calling – 1-800-230-1954
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